Grant Money, LLC

Financial Services90% confidence

Grant Money, LLC (doing business as Grant) is a financial technology company that provides earned wage access and short‑term cash advance services to consumers through its Grant Cash Advance app.

San Francisco, California, United States
grantcash.com
Owned by Kikoff Inc.

About Grant Money, LLC

Grant Money, LLC is a Delaware limited liability company headquartered in San Francisco, California. It operates under the brand name Grant and offers the Grant Cash Advance mobile app, which lets eligible users obtain small dollar advances—typically in the $25 to $300 range—against their upcoming paychecks, with no traditional credit check and a mix of subscription and expedited‑delivery fees instead of conventional interest. The company is described in regulatory and corporate filings as a consumer financial services provider and operates in the earned wage access/payday‑style cash advance space.([lantern.labaton.com](https://lantern.labaton.com/case/grant-money?utm_source=openai))

A statement line such as “FEDNOW CREDIT FEDNOW DEPOSIT FROM GRANT MONE Y, LLC” likely reflects a real‑time FedNow transfer in which Grant Money sent funds into your bank account—often the proceeds of a Grant Cash Advance, a repayment reversal, or another disbursement tied to your Grant account. Because FedNow credits are account‑to‑account transfers rather than card purchases, they may appear on checking or savings activity instead of on credit card purchase lists, and they may be associated with your use of the Grant Cash Advance app, including subscription billing or fee refunds.([natural.co](https://www.natural.co/nsa?utm_source=openai))

If you do not recognize this deposit or need details, log into the Grant Cash Advance app or the Grant website to review your recent advances, subscription charges, and any refunds or reversals; each transaction should have a date and amount that aligns with the FedNow credit on your bank statement. You can also refer to Grant’s Customer Agreement, ACH authorization, and ESIGN disclosures (all issued by Grant Money, LLC) for information on how they debit and credit your external bank account. If questions remain, contact Grant’s customer support through the app or website, provide the exact posting date and amount, and ask them to identify the related advance or refund. If you still suspect an error or unauthorized activity, work with both Grant and your bank to dispute the transaction or block further debits, and consider uninstalling or canceling your Grant account if you no longer wish to use the service.([assets.grantcash.com](https://assets.grantcash.com/ach-authorization-and-agreement.pdf?utm_source=openai))

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Grant Money, LLC.

  1. FEDNOW CREDIT FEDNOW DEPOSIT FROM GRANT MONE Y, LLC

Frequently Asked Questions

Why do I see a “FEDNOW CREDIT FEDNOW DEPOSIT FROM GRANT MONEY, LLC” on my bank statement?

This description usually indicates that Grant Money, LLC (Grant) has sent funds to your bank via the FedNow real‑time payment rail, most often as proceeds from a Grant Cash Advance, a refund of fees, or a reversal of a prior debit linked to your Grant account. Compare the deposit amount and date with your recent activity in the Grant Cash Advance app to confirm which transaction it corresponds to.

What services does Grant Money, LLC provide through the Grant Cash Advance app?

Grant Money, LLC offers small earned‑wage or paycheck advances through its Grant Cash Advance app, typically ranging from about $25 to $300. Users may pay a monthly subscription fee for premium features and, optionally, an extra express‑delivery fee to receive funds the same day, while standard bank transfer delivery is usually free.([lantern.labaton.com](https://lantern.labaton.com/case/grant-money?utm_source=openai))

Does Grant Cash Advance charge interest or hidden fees on advances?

Grant markets its product as having no interest or late fees, but it can charge a monthly subscription fee for its Grant Cash Advance Plus plan and optional express‑delivery fees when you choose faster funding. These fees effectively increase the cost of borrowing, so you should review the pricing disclosures in the app and in the Customer Agreement before taking an advance.([grantcash.com](https://www.grantcash.com/pt-br?utm_source=openai))

How can I cancel my Grant Cash Advance subscription or close my Grant account?

You can typically cancel your Grant Cash Advance Plus subscription or close your account from within the app, often under Account or Plan Management settings (for example, a path like Account > Manage Plan > Close my account). After cancellation, verify that you have repaid all outstanding advances and monitor your bank account to ensure no further subscription debits occur.([grantcash.com](https://www.grantcash.com/pt-br?utm_source=openai))

How do I request a refund or dispute a charge from Grant Money, LLC?

If you believe a Grant subscription fee, express‑delivery fee, or debit was incorrect, first review your transaction history in the Grant app and the Customer Agreement for applicable refund and dispute terms. Then contact Grant’s customer support through the in‑app help section or the contact details on their website, providing the exact amount, posting date, and any related advance ID; if you suspect an unauthorized debit, you should also promptly notify your bank to explore dispute or error‑resolution options.([bbb.org](https://www.bbb.org/us/ca/san-francisco/profile/payday-loans/grant-money-llc-1116-973054?utm_source=openai))

Why did Grant Money, LLC take money out of my bank account after giving me an advance?

Grant’s model is to provide a short‑term cash advance and then automatically debit your linked bank account on or around your next payday (or another agreed date) to repay the advance plus any applicable subscription or delivery fees. The debit will appear as an ACH or similar transfer from Grant Money, LLC; you can confirm the repayment schedule in the Grant app and in the ACH Authorization document you accepted when signing up.([assets.grantcash.com](https://assets.grantcash.com/ach-authorization-and-agreement.pdf?utm_source=openai))

Can a FedNow credit from Grant Money, LLC be reversed if it was sent by mistake?

FedNow transfers are designed to be immediate and generally irrevocable once processed, which means that mistaken or fraudulent credits are harder to pull back directly through the FedNow system. If you think a FedNow credit from Grant Money, LLC was sent in error, contact both Grant and your bank right away to document the issue; any correction will typically have to be handled through follow‑up transfers or separate agreements rather than a simple reversal.([natural.co](https://www.natural.co/nsa?utm_source=openai))

Who owns Grant Money, LLC and how is it related to Kikoff?

Grant Money, LLC is a Delaware entity that does business as Grant and is described in legal and advocacy materials as a wholly owned subsidiary of Kikoff Inc., a San Francisco‑based fintech company focused on consumer credit‑building products. If you use other Kikoff services, your overall relationship and data sharing may be governed by Kikoff’s broader corporate structure and policies as well as Grant’s own agreements.([lantern.labaton.com](https://lantern.labaton.com/case/grant-money?utm_source=openai))

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