Inter&Co

Financial Services85% confidence

Inter&Co is a Brazilian digital financial services group and ‘super app’ platform offering banking, payments, credit, investments, insurance, and a shopping marketplace, primarily through its subsidiary Banco Inter S.A. It also provides cross‑border accounts and cards for customers transacting between Brazil and the United States.

Belo Horizonte, Minas Gerais, Brazil

About Inter&Co

Inter&Co is a publicly listed Brazilian financial services group that operates a digital ‘super app’ combining everyday banking with a broad ecosystem of financial and shopping services. Through its main subsidiary Banco Inter S.A., it offers checking and savings accounts, debit and credit cards, personal and business loans, investments, insurance products, and an e‑commerce marketplace featuring retailers from Brazil and the United States. Inter&Co has expanded internationally, especially to the U.S., where it focuses on cross‑border banking and global accounts for Brazilians living or spending abroad.([investors.inter.co](https://investors.inter.co/inter-co/?utm_source=openai))

A charge with the descriptor “INTERCO” on a card statement is typically related to a transaction processed via Inter&Co’s ecosystem—most often a card purchase, ATM transaction, or fee linked to a Banco Inter account or an Inter Global Card. For customers in the U.S. or traveling internationally, it can also represent spending in foreign currency converted through Inter’s cross‑border banking infrastructure, including its Cayman Islands branch that issues global debit and credit cards. In some cases, the descriptor may appear slightly abbreviated or without additional context like “Banco Inter” or “Global Card,” which can make it less immediately recognizable.([inter.co](https://www.inter.co/us/?utm_source=openai))

If you do not recognize an INTERCO charge, start by checking your Inter or Banco Inter app and reviewing recent card transactions, ATM withdrawals, and fees on all cards and accounts you hold with them. Transaction details inside the app usually show merchant names, dates, and amounts more clearly than the statement descriptor. If the charge still looks unfamiliar, contact Inter’s customer support through in‑app chat, phone, or official support channels listed on their website; they can confirm whether the transaction is legitimate, explain any fees or exchange‑rate differences, and help you dispute or block your card if fraud is suspected. Always avoid calling numbers or visiting links found on random search results—use only the contact information published directly on Inter&Co’s or Banco Inter’s official sites.([inter.co](https://www.inter.co/?utm_source=openai))

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Inter&Co.

  1. INTERCO

Frequently Asked Questions

Why do I see an INTERCO charge on my card statement?

An INTERCO descriptor usually indicates a transaction processed through Inter&Co’s ecosystem, most commonly a Banco Inter debit or credit card purchase, ATM withdrawal, or related banking fee. Check your Inter/Banco Inter app for a matching transaction on the same date and amount; the in‑app details will normally show the underlying merchant or service clearly.

Could an INTERCO charge be related to my Inter Global Card or cross‑border account?

Yes. If you use Inter’s Global Account or Global Card for purchases abroad or in foreign currency, your bank or card issuer may show the billing descriptor as INTERCO or a variation of Inter/Banco Inter. These charges can include card purchases, currency‑conversion transactions, or fees tied to your cross‑border account.

How can I confirm what specific purchase generated the INTERCO transaction?

Log into the Inter or Banco Inter app and open the card or account associated with your Visa or Mastercard. Review the transaction history for the date and amount shown on your bank statement. Tapping the transaction usually reveals the full merchant name, location, and sometimes even a receipt or category, which helps you match it to a specific purchase.

How do I dispute an INTERCO charge I don’t recognize?

First, verify that no family member or authorized user made the transaction and that it isn’t a recurring fee for a product or service you signed up for through Inter’s app or marketplace. If it still appears unauthorized, use the in‑app support chat or call Inter/Banco Inter via the official contact numbers listed on their website to report the charge. They can block the card if necessary and guide you through opening a dispute or chargeback with the card network.

Can INTERCO charges include small test or authorization amounts?

Yes. When you add or update a card, make certain online purchases, or use your card for the first time with a merchant, you may see small temporary amounts (often low‑value or even $0) from Inter/Banco Inter as authorization holds. These should automatically drop off or be adjusted to the final purchase amount within a few days; if they don’t, contact Inter support with the transaction details.

Do recurring subscriptions or marketplace purchases show up as INTERCO?

Some recurring payments or marketplace orders initiated inside the Inter app may route through Banco Inter and appear as an INTERCO‑type descriptor at your external bank. In your Inter app, these usually show under the specific store, biller, or subscription name. Review your active subscriptions and scheduled payments in the app to see if any correspond to the recurring INTERCO charges.

How do I contact Inter&Co or Banco Inter about a billing question on an INTERCO charge?

The safest way is through the official Inter/Banco Inter app: open the support or ‘Atendimento’ section to start a chat or request a callback. You can also use the customer‑service phone numbers and help channels listed on inter.co and on the Banco Inter support page. Have your card’s last four digits, the transaction date, amount, and any reference number from your bank statement ready when you contact them.

Could the INTERCO descriptor come from a different company named Interco?

In most card‑holder cases—especially for Brazilian or Brazil‑linked accounts—INTERCO is associated with Inter&Co/Banco Inter. However, billing descriptors are set by the acquiring bank and merchant, so there is a small chance it could refer to another entity with a similar name. If you bank outside Brazil and do not have any relationship with Inter or Banco Inter, call your bank’s fraud or disputes department; they can see expanded merchant information and confirm the exact company behind the charge.

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