IPFS Corporation, commonly branded as Imperial PFS, is a premium finance company that finances commercial insurance premiums for businesses and insurance agencies.
IPFS Corporation, also known as Imperial PFS, is a financial services company that specializes in premium financing for commercial insurance. Instead of paying the full insurance premium upfront, businesses and individuals can use IPFS to spread payments over time through a finance agreement arranged by their insurance agent or broker. IPFS provides online account management, payment processing, and related services to policyholders and insurance agencies.
A charge from IPFS Corporation on a bank or credit card statement usually relates to a financed insurance premium payment or an automatic installment set up through a premium finance agreement. This can include recurring monthly or periodic payments, a down payment, late fees, or other finance-related charges tied to an insurance policy. Often, the agreement is set up at the time your insurance policy is written or renewed, so the charge may appear under "IPFS Corporation" or "Imperial PFS" rather than the insurance carrier’s name.
If you’re unsure about a charge, check your insurance documents for a premium finance agreement from IPFS or Imperial PFS, including the contract number and payment schedule. You can verify details by logging into your account on the IPFS website or by contacting their customer service using the information on your finance agreement or billing statement. For billing disputes or refund questions, have your account or contract number, the last four digits of the card or bank account charged, and the transaction date/amount ready so support can quickly locate your file and explain or correct any issues.
Bank Statement Variations
1 known variations
These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to IPFS Corporation.
Why am I seeing a charge from IPFS Corporation or Imperial PFS on my account?
A charge from IPFS Corporation (Imperial PFS) typically corresponds to an installment payment on a premium finance agreement for your insurance policy. Instead of paying your entire insurance premium upfront, your agent or broker may have arranged financing through IPFS, resulting in scheduled payments that appear under IPFS or Imperial PFS on your statement.
How can I confirm which insurance policy my IPFS Corporation charge is related to?
Check your insurance paperwork or emails for a premium finance agreement or payment schedule that lists IPFS or Imperial PFS. The agreement will show your contract number and the installment dates and amounts. You can also log into your account at ipfs.com or contact IPFS customer service with your name, address, and the charge details to identify the associated policy.
Does IPFS Corporation automatically charge my bank account or card each month?
If you enrolled in automatic payments when you signed your premium finance agreement or later via the IPFS online portal, IPFS will automatically debit your designated bank account or card on scheduled due dates. The exact date and amount of each installment are outlined in your finance contract and visible in your online account.
How do I change or cancel automatic payments with IPFS Corporation?
To change or cancel automatic payments, log into your account at ipfs.com and go to the payment or billing settings section, where you can update or remove your stored payment method and adjust auto-pay. You can also contact IPFS customer service using the phone number on your finance agreement or billing notice for assistance, but note that cancelling auto-pay does not cancel your finance contract or insurance policy obligations.
How can I request a refund or correct a duplicate charge from IPFS Corporation?
If you believe you were overcharged or see a duplicate payment, first compare the transaction to your payment schedule in the finance agreement. If it still appears incorrect, contact IPFS customer service immediately with your contract number, the date and amount of the charge, and proof of any prior payments. IPFS can review your account, reverse duplicate charges if appropriate, and advise how any refund will be issued.
Why do I see a slightly different amount charged by IPFS Corporation than my regular installment?
Installment amounts can differ from your usual payment if there have been changes to your insurance policy, such as endorsements, cancellations, or reinstatements, which alter the total amount financed. Late fees, returned payment fees, or short-term pro-rated adjustments can also affect a single payment. Review your most recent statement or contact IPFS to understand the specific reason for the difference.
What happens to my IPFS Corporation payments if I cancel my insurance policy early?
If your insured policy is cancelled before the end of the term, the insurance carrier typically sends a return premium to IPFS, which is applied to your financed balance. Depending on the remaining balance and refund amount, you may still owe a residual amount or be entitled to a refund. IPFS will recalculate your account and send a statement or notice explaining any remaining balance or refund due.
How can I get a copy of my IPFS Corporation payment history or current balance?
You can access your payment history, current balance, and payoff amount by logging into your account at ipfs.com using the credentials or account information provided on your finance documents. Alternatively, you can request this information by calling IPFS customer service and providing your contract or account number and verifying your identity.
This merchant is in the Financial Services category