About Kikoff
Kikoff is a fintech company that provides simple credit-building tools designed for people who are new to credit or looking to repair their credit history. Its core product is a small line of credit that customers use to make purchases within Kikoff’s own marketplace, with payments reported to major credit bureaus to help build a positive credit profile. Kikoff operates primarily through a mobile app and online platform, making it easy to sign up, manage payments, and track credit progress.
A charge from “KIKOFFINC*” on your bank or card statement typically relates to monthly payments on your Kikoff credit-building plan, such as the credit account or other subscription-style credit services they offer. These are usually recurring charges in relatively small amounts (often under $20 per month) that correspond to your agreed payment schedule. In some cases you might also see an initial charge or authorization when you first open or adjust your account.
If you’re unsure about a Kikoff charge, start by logging in to your Kikoff account (via app or website) to review your current plan, billing history, and next payment date. Ensure the last four digits of the card on file match the card that was charged. If something looks wrong, you can contact Kikoff support through their help center or in-app support to request details, adjust or cancel your plan, or dispute an error. If you don’t recognize the account at all, reach out to Kikoff and your bank promptly to report possible unauthorized use and to block further charges if needed.