Landings Credit Union

Financial Services96% confidence

Landings Credit Union is a member-owned financial institution based in Tempe, Arizona, offering consumer and business banking products such as checking and savings accounts, loans, credit cards, and digital banking services.

Tempe, Arizona, United States
landingscu.org

About Landings Credit Union

Landings Credit Union is a community-focused, member-owned credit union headquartered in Tempe, Arizona. It provides a full suite of retail and small-business banking services, including checking and savings accounts, certificates, personal and auto loans, mortgages, home equity products, credit cards, and online and mobile banking. As a credit union, it is owned by its members and operates with a not-for-profit structure, typically returning value through competitive rates and reduced fees.

A charge labeled “LANDINGS CREDIT” on a Visa statement is most likely related to an account or product held at Landings Credit Union. This could be a debit card purchase, a credit card transaction, a loan or credit card payment processed as a card transaction, a fee (such as overdraft, NSF, or account maintenance), or an electronic transfer involving a Landings account. The descriptor fields like “TYPE: PURCHASE” and an internal ID number are typical of how financial institutions label card or electronic transactions; a name like “NAME: BRANDON HORVATH” usually identifies the cardholder or account holder tied to the transaction, not a merchant.

If you have questions about this charge, first log into Landings Credit Union’s online or mobile banking to review detailed transaction information and any related check images or receipts. Compare the date, amount, and description against your own records and recent activity. If you still don’t recognize it, contact Landings Credit Union directly using the phone number on the back of your card or on their official website, and ask for their card services or dispute department. They can explain what type of transaction it was (e.g., debit card purchase vs. internal transfer), help you identify any underlying merchant where applicable, and, if necessary, guide you through filing a dispute or fraud claim.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Landings Credit Union.

  1. LANDINGS CREDIT TYPE: PURCHASE ID: 1841393599 CO: LANDINGS CREDIT NAME: BRANDON HORVATH

Frequently Asked Questions

Why do I see a charge from “LANDINGS CREDIT” on my card statement?

A “LANDINGS CREDIT” charge typically indicates a transaction processed directly by Landings Credit Union rather than an outside store or merchant. It may be a debit or credit card purchase routed through the credit union, a loan or credit card payment, an internal transfer, or a service or overdraft fee posted to your account. Check your online or mobile banking for additional transaction details such as the linked account and any memo or reference notes.

The descriptor shows LANDINGS CREDIT with a name like BRANDON HORVATH—who is that?

When a descriptor includes LANDINGS CREDIT followed by a personal name, that name usually refers to the cardholder or account holder associated with the transaction, not a merchant. For example, this format can appear on loan payments, person-to-person transfers, or card transactions where Landings Credit Union is acting as the financial institution posting the charge.

Could this LANDINGS CREDIT transaction be a loan or credit card payment instead of a purchase?

Yes. Some payments to Landings Credit Union—such as mortgage, auto loan, personal loan, or credit card payments—may appear on an external card or bank statement with a descriptor containing “LANDINGS CREDIT” or “LANDINGS CREDIT UNION.” If you recently made a payment by card, via online banking, or over the phone, this entry may reflect that payment rather than a retail purchase.

How can I verify what this LANDINGS CREDIT charge is for?

Log into your Landings Credit Union online or mobile banking and locate the transaction by date and amount. There you’ll often see more detail, such as the type of transaction (debit card, ACH, transfer, fee), the account it hit, and any internal notes. If the details are still unclear, call Landings Credit Union’s member services or card services using the number on the back of your card so they can look up the internal transaction ID and explain it.

How do I dispute or report a suspicious LANDINGS CREDIT transaction?

If you believe a LANDINGS CREDIT charge is incorrect or fraudulent, contact Landings Credit Union immediately. Use the phone number listed on the back of your debit or credit card or on landingscu.org, and ask for the dispute or fraud department. They may request details such as the transaction amount, date, and any supporting documentation, then help you file a formal dispute or fraud claim and advise you about card replacement or account security steps.

Can Landings Credit Union place temporary holds that look like charges?

Yes. Like other financial institutions, Landings Credit Union may place temporary authorization holds on your account when certain card transactions are initiated—such as pay-at-the-pump fuel, hotel or travel bookings, or large purchases. These may initially display as pending LANDINGS CREDIT or similar entries and then clear or settle for the final amount within a few business days.

How do I avoid unexpected fees or overdraft-related LANDINGS CREDIT entries?

To reduce the chance of unexpected overdraft or NSF fees that might appear as LANDINGS CREDIT charges, regularly monitor your account balances through Landings’ online and mobile banking, set up low-balance and transaction alerts, and review your overdraft coverage options with the credit union. You can contact member services to adjust overdraft settings or opt in or out of specific coverage types for debit card and ATM transactions.

What is the best way to contact Landings Credit Union about a billing or charge question?

The most reliable way is to call the member services number printed on the back of your Landings debit or credit card or listed on the contact page at landingscu.org. Have your member number or card information ready, along with the exact amount, date, and description of the charge. You can also send a secure message through online or mobile banking if you prefer written communication.

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