MMP Capital

Financial Services86% confidence

MMP Capital is a commercial finance company that provides equipment leasing, loans, and working capital solutions to businesses.

Melville, New York, USA

About MMP Capital

MMP Capital is a U.S.-based commercial finance company that specializes in equipment leasing, equipment loans, and working capital solutions for small and mid-sized businesses. They frequently work with industries such as healthcare, technology, professional services, and other sectors that need to acquire equipment or access capital without large upfront costs. Their services often include structured lease programs, financing for technology and medical devices, and other tailored funding products.

A charge or ACH entry labeled "MMP CAPITAL ACH" on a bank or card-linked account typically relates to a loan or lease payment, a financed equipment agreement, or another business funding product set up through MMP Capital. The additional numbers in the descriptor (like “202602_126350”) are usually internal transaction or agreement identifiers, and the personal name (e.g., “JACQUALINE GERVAIS N”) is likely the individual or business contact associated with the account. These transactions are usually recurring (monthly or fixed schedule) but could also appear as one-time disbursements or adjustments.

If you don’t recognize this charge, first review any recent financing, leasing, or business funding agreements you or your business may have signed—especially for equipment or technology purchases. Check your emails and documents from the vendor you bought equipment from, as financing is sometimes arranged at the point of sale under a separate finance company like MMP Capital. To resolve questions, you can contact MMP Capital using the contact details on their official website, reference any agreement or contract numbers you have, and compare the billed amount and date to your payment schedule. If you suspect fraud, immediately contact your bank to dispute the transaction and request that they block further unauthorized debits while you also notify MMP Capital.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to MMP Capital.

  1. MMP CAPITAL ACH 202602_126350 JACQUALINE GERVAIS N

Frequently Asked Questions

Why am I seeing an “MMP CAPITAL ACH” charge on my bank statement?

An “MMP CAPITAL ACH” entry usually indicates a payment related to a financing or leasing agreement arranged through MMP Capital, such as an equipment lease, business loan, or working capital advance. It is often a scheduled recurring payment tied to a signed finance contract.

What do the numbers (e.g., “202602_126350”) in the MMP Capital descriptor mean?

The numbers in the descriptor are typically internal reference, agreement, or transaction IDs used by MMP Capital and the banking network to match the payment to your specific financing contract. If you contact MMP Capital or your bank, providing those numbers can help them quickly locate your account or transaction.

Why is my personal name showing alongside the MMP Capital ACH transaction?

The name shown (such as “JACQUALINE GERVAIS N”) is generally the primary signer or contact on the financing agreement or the bank account holder from which payments are being drawn. This helps both the bank and MMP Capital associate the debit with the correct customer or business account.

How can I confirm what specific loan or lease this MMP Capital charge is for?

Review your financing documents or invoices from any vendors where you financed equipment or services. You can then contact MMP Capital via their website or customer service phone number and provide your name, business name, and any reference numbers in the descriptor so they can identify the associated agreement and payment schedule.

How do I change, pause, or cancel my automatic payments to MMP Capital?

To modify or cancel automatic ACH payments, you should contact MMP Capital directly and request changes to your payment arrangement, as well as review the terms of your lease or loan agreement regarding cancellations, prepayments, or restructures. In parallel, you may also instruct your bank to stop or block future debits, but you remain responsible for any contractual obligations until resolved with MMP Capital.

How do I request a refund or correction for an incorrect MMP Capital charge?

If you believe you were overcharged or debited in error, gather your contract, bank statement, and any relevant correspondence, then contact MMP Capital’s customer service with the exact transaction date, amount, and descriptor details. They can investigate and, if an error is confirmed, issue a correction or refund. You can also submit a dispute through your bank within its time limits while the matter is being investigated.

Does MMP Capital place temporary or test charges on my account?

Most entries from MMP Capital are actual scheduled payments rather than small test charges. However, in some cases you may see an initial ACH verification or setup transaction when you first authorize automatic debits. If you see an unexpected small amount, contact MMP Capital or your bank to verify whether it is a verification transaction or an error.

How can I get a copy of my payment history or statements for my MMP Capital account?

You can request a payment history or statement directly from MMP Capital by contacting their customer support, usually via phone or an email address listed on their website. Provide your business name, your own name, and any agreement or reference numbers so they can generate a detailed record of all payments and outstanding balances.

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