Nexa Mortgage, LLC

Financial Services70% confidence

Nexa Mortgage, LLC is a U.S.-based mortgage brokerage that connects borrowers with a wide range of home loan products through independent loan officers nationwide.

Chandler, AZ
nexamortgage.com

About Nexa Mortgage, LLC

Nexa Mortgage, LLC is a large, independent mortgage brokerage headquartered in Chandler, Arizona. The company operates through a distributed network of licensed loan officers and branches across many U.S. states, offering conventional, FHA, VA, USDA, jumbo, and refinance loans, including specialized products for manufactured and modular homes.([manufacturedhomes.com](https://www.manufacturedhomes.com/city/Dyer/Indiana?utm_source=openai)) In areas like northwest Indiana (including Dyer, IN), Nexa loan officers market themselves as local mortgage specialists while using Nexa’s national platform and lender relationships.([fastexpert.com](https://www.fastexpert.com/loan-officers/dyer-in/?utm_source=openai))

A charge labeled similar to “CP*NEXA … Dyer IN 46311 US” is likely from a Nexa Mortgage loan officer or branch processing a fee or other card-present transaction in or near Dyer, Indiana. This could be for an appraisal or credit-report fee, an application or rate‑lock fee, earnest or good‑faith money handled via card, or other mortgage‑related service charges associated with a purchase or refinance transaction. While many mortgage costs are collected at closing, some third‑party or lender/broker fees may be taken separately via card. Because “CP*” can indicate a card-processing gateway prefix and “NEXA” matches Nexa Mortgage’s brand actively serving the Dyer, IN area, the pattern is consistent with a Nexa Mortgage charge, though not absolutely certain.([manufacturedhomes.com](https://www.manufacturedhomes.com/city/Dyer/Indiana?utm_source=openai))

If you don’t recognize this transaction, start by checking recent emails, loan disclosures, or text messages from any Nexa Mortgage loan officer you’ve worked with, particularly for a home purchase, refinance, or pre‑approval around the transaction date. Look for receipts or disclosures that mention card fees or application charges. If still unsure, contact Nexa Mortgage directly via the contact details on its official website or reach out to the specific loan officer or branch you’ve been dealing with; have the date, amount, and last four digits of your card ready. You can also ask your bank to confirm any additional descriptor details and to dispute the charge if Nexa or your loan officer cannot match it to an authorized transaction.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Nexa Mortgage, LLC.

  1. CP*NEXA 479338001945181 Dyer IN 46311 US

Frequently Asked Questions

Why did I get a charge from Nexa Mortgage in Dyer, IN on my Visa card?

This type of charge is often a fee processed by a Nexa Mortgage loan officer or branch serving the Dyer, Indiana area—for example an application fee, appraisal or credit-report fee, or another mortgage-related service tied to a home purchase or refinance you’re working on. Review your recent Nexa loan documents and emails to see if any upfront card‑paid fees were disclosed around the same date.

What does the CP* prefix before NEXA in the descriptor mean?

The "CP*" prefix typically refers to the card processor or gateway and is not the actual merchant name. In this case, the merchant portion appears as "NEXA" with a Dyer, IN location, which matches how a Nexa Mortgage loan officer using a third‑party processor might appear on your statement.

Is Nexa Mortgage based in Dyer, Indiana?

No. Nexa Mortgage, LLC is headquartered in Chandler, Arizona, but it operates through loan officers and branches in many states, including Indiana. A Dyer, IN location in your descriptor most likely reflects the local loan officer’s office or service area, not the corporate headquarters.

Could this Nexa Mortgage charge be a one-time authorization or hold?

Yes. Some mortgage-related fees—such as appraisal or credit-report charges—may first appear as an authorization or pending charge when your card is verified. If the service is not completed, the authorization may drop off within several business days; if it is completed, it will post as a finalized transaction under a similar descriptor.

How can I confirm which loan or service this Nexa charge is tied to?

Log into any online portals or review emails and disclosures from Nexa Mortgage and your specific loan officer. Look for invoices or fee authorizations around the transaction date. You can also call Nexa Mortgage or your loan officer directly and provide the date, amount, and last four digits of your card so they can trace the payment in their system.

How do I dispute or request a refund for a Nexa Mortgage card charge?

First, contact your Nexa Mortgage loan officer or the customer service contact listed on your loan disclosures and ask them to verify the charge. If it was made in error or a service was not provided, request a reversal or refund directly from them. If you cannot resolve it with Nexa or you suspect fraud, promptly contact your card issuer to dispute the transaction and request a replacement card if needed.

Can Nexa Mortgage set up recurring or installment charges on my card?

Most mortgage payments are made through your loan servicer by bank transfer or check, not through recurring card charges. However, certain upfront broker or third‑party fees may occasionally be split or billed separately. If you see multiple Nexa charges, verify with your loan officer whether you authorized multiple fees versus a single one-time payment.

I’m not working with Nexa Mortgage. Could this still be a legitimate charge?

If you have never applied for a home loan, refinance, or pre‑approval with a Nexa Mortgage loan officer (including online lead forms or phone consultations), then the charge may be misapplied or fraudulent. In that situation, contact your bank immediately to report the transaction and ask whether they can see any additional merchant details, and do not ignore subsequent unfamiliar charges from similar descriptors.

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