About North American Banking Company
North American Banking Company is a community bank headquartered in Roseville, Minnesota. Founded in 1998, it operates multiple branches in the Twin Cities area and provides a full range of personal and business banking services, including checking and savings accounts, loans, online and mobile banking, and treasury management solutions. As an FDIC‑insured, state‑chartered commercial bank and Federal Reserve member, it focuses on relationship banking and local decision‑making for its customers.
A charge labeled something like “ACH NO. AM BANKING CO MTHLY FEES” on a bank or credit card statement typically relates to North American Banking Company’s account service charges or other fee-based activity processed via the Automated Clearing House (ACH) network. This can include monthly maintenance fees on checking or other deposit accounts, fees for special services (such as overdrafts, stop payments, or wire-related services), or other recurring bank charges tied to your account’s fee schedule. The “ACH” portion generally indicates an electronic funds transfer rather than a point‑of‑sale transaction.
If you have questions about this charge, start by reviewing your North American Banking Company account statements and fee schedule via online or mobile banking, or by checking any recent account disclosures. Compare the date and amount of the fee to your account’s monthly maintenance or service charges. If it’s still unclear, contact the bank directly by phone or visit a branch to speak with a banker, who can identify the exact fee type and explain how to avoid it in the future (for example, by maintaining a minimum balance or setting up direct deposit). Because it’s a regulated financial institution, disputes and errors can also be escalated through standard banking complaint channels if needed.