Point-of-Sale Cash Withdrawal

Financial Services80% confidence

This descriptor indicates a point-of-sale (POS) cash withdrawal or cashback transaction processed through your card network, not a purchase from a specific merchant brand.

Not applicable (bank/card-network level transaction type)
Not applicable

About Point-of-Sale Cash Withdrawal

The description "Withdrawal POS #617813712807, GRAND BLVD SPOKANE WA" refers to a point-of-sale cash withdrawal or cashback transaction made at a terminal located on or near Grand Blvd in Spokane, Washington. In these cases, the bank or card network records the transaction as a generic POS withdrawal rather than itemizing a recognizable store or brand name. The numbered string is an internal terminal or transaction identifier, not a merchant name.

This type of entry usually appears on statements when you receive cash back during a debit card purchase or withdraw cash using your card at a retail checkout terminal instead of a traditional ATM. Sometimes it may also represent an in-store cash disbursement at a bank or credit union terminal. Because these are treated as cash transactions, they may post separately from the actual purchase amount, or you might see a purchase line plus a separate "Withdrawal POS" line.

If you don’t recognize this charge, start by checking any recent in‑person purchases around the transaction date where you may have asked for cash back. Review your paper or emailed receipts from visits to businesses on or near Grand Blvd in Spokane. To resolve questions, log into your online or mobile banking portal and review the detailed transaction view—many banks show time, card used, and sometimes a more precise location. If it still seems unfamiliar, contact your bank or card issuer using the number on the back of your card and ask them to confirm whether it was a cash withdrawal, if any fees were assessed, and whether a fraud investigation is warranted. Because this is a generic POS withdrawal record, only your bank can provide definitive details or reverse the transaction if unauthorized.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Point-of-Sale Cash Withdrawal.

  1. Withdrawal POS #617813712807, GRAND BLVD SPOKANE WA

Frequently Asked Questions

What does a “Withdrawal POS” charge on my statement mean?

A “Withdrawal POS” entry typically indicates that you withdrew cash at a point‑of‑sale terminal (such as at a store checkout) or received cashback during a purchase, rather than using a standalone ATM. The descriptor includes an internal terminal or transaction ID and a general location (e.g., GRAND BLVD SPOKANE WA).

Is “Withdrawal POS #617813712807, GRAND BLVD SPOKANE WA” a specific merchant or store?

No. This description is generic and refers to a POS terminal used for cash withdrawal or cashback near Grand Blvd in Spokane, WA. It usually does not name the underlying store; the numeric code is an internal terminal identifier, not a brand name.

Why is the cash withdrawal listed separately from my purchase amount?

Many banks and card processors post cash withdrawals or cashback as separate line items from the associated purchase. You may see one entry for the purchase at the store and another labeled “Withdrawal POS” reflecting the cash portion of the transaction.

Can there be extra fees associated with a POS withdrawal like this?

Yes. Depending on your bank’s policies, POS cash withdrawals or cashback may incur service fees or count against daily cash limits. Any applicable fee will usually appear as a separate small charge near the withdrawal on your statement; your bank can explain their fee structure.

How can I verify which transaction created this POS withdrawal?

Log into your bank or card issuer’s app or website and open the detailed view for the transaction to see the date, time, and card used. Compare this to your receipts for purchases made around that time—especially any where you requested cashback at checkout.

What should I do if I don’t recognize this POS withdrawal?

First, confirm that no one else on your account requested cashback or used your card in person at that time. If it still seems unfamiliar, call the number on the back of your card and ask your bank to investigate. They can verify the terminal location, amount, and whether a fraud claim or card replacement is appropriate.

Can I get a refund for a POS withdrawal I made by mistake?

Because POS withdrawals and cashback are treated as cash disbursements, they generally cannot be refunded once completed unless the merchant or bank made a clear error. Contact your bank or card issuer immediately if you believe the amount was incorrect or if the transaction is unauthorized.

How can I avoid confusing POS withdrawal entries in the future?

If these entries are confusing, you can minimize POS cash withdrawals and instead use your bank’s ATMs, which often display the bank’s name more clearly on statements. You can also keep receipts for any purchases where you request cashback so you can match them quickly to your statement later.

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