POS Withdrawal

"POS Withdrawal" is a generic descriptor that banks and card issuers use to label cash withdrawals made at a point-of-sale (POS) terminal, such as taking cash out during a purchase at a retail store or using a card at a terminal configured for cash access. The additional numbers (such as "XXXXXXXX9213") typically represent a masked card or account reference, and the trailing code (like "DO") is often an internal or regional code used by the bank. This is not the name of an independent business; it is a transaction type created by your financial institution.

This type of charge may appear on your statement when you request cash back while paying with a debit card, perform a cash advance using a credit card at a merchant terminal, or occasionally when a pending cash withdrawal is being adjusted or reversed. The amount will usually match the cash you received (plus any cash advance or service fee, if applicable). Because the descriptor is generic, the actual store or location where the withdrawal occurred might not be obvious from this line alone and may require checking the full transaction details in online banking or your receipt.

If you have questions about a "POS Withdrawal" charge, your best course of action is to log in to your online or mobile banking and view the full transaction details, which may show date, time, city, and sometimes the merchant name. Compare the amount and date with any receipts or times you requested cash back. If you still don’t recognize it, contact your bank or card issuer directly using the number on the back of your card—they can provide more detail, investigate for possible fraud, and help you dispute unauthorized withdrawals. Because this is a bank-generated transaction type, only your issuing bank can modify, reverse, or provide definitive clarification on the charge.