Revolut

Financial Services86% confidence

Revolut is a financial technology company that provides digital banking services, including money transfers, debit cards, currency exchange, and peer‑to‑peer payments.

London, United Kingdom
Owned by Revolut Group Holdings Ltd

About Revolut

Revolut is a UK-based financial technology company that offers app-based banking and payment services, including prepaid debit cards, multi-currency accounts, international money transfers, budgeting tools, and cryptocurrency and stock trading in some regions. The “revolut.me” link in your descriptor refers to Revolut’s personal payment links, which allow individuals or small businesses to request and receive money using a unique URL rather than traditional bank details.

A charge labeled like “Revolut.me/idreeschzp ON” typically indicates that you sent money to an individual (or sometimes a sole trader) via a Revolut.me payment link, with the username “idreeschzp.” The “ON” suffix likely refers to the region or an internal bank/processor code, not a separate merchant. This payment is generally a one‑off transfer, though it could recur if you used the same link multiple times for goods, services, or personal reimbursements.

To verify this charge, first check your Revolut app (if you use Revolut yourself) or any messages, invoices, or links you received referencing a Revolut.me URL from this payee. Look in your email, text messages, or chat history for a Revolut.me payment request from “idreeschzp.” If you don’t recognize the transaction, contact your own bank or card issuer immediately to dispute the charge and ask whether any other Revolut-related payments have been made. You can also visit Revolut’s help center at revolut.com or in their app for guidance on identifying payees and providing transaction IDs when raising a dispute.

Bank Statement Variations

2 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Revolut.

  1. REVOLUT**2122*
  2. Revolut.me/idreeschzp ON

Frequently Asked Questions

What is a Revolut.me charge on my card statement?

A Revolut.me charge usually means you sent money to an individual or small business through a Revolut payment link (e.g., revolut.me/username). The descriptor often includes the username, such as “idreeschzp,” which identifies the recipient’s Revolut profile.

Who is the merchant when my statement shows “Revolut.me/idreeschzp ON”?

In this case, Revolut is the payment platform, while the effective “merchant” is the individual or sole trader with the Revolut.me username “idreeschzp.” Revolut processes the payment, but the funds are going to that specific user.

Can Revolut reverse or refund a Revolut.me payment if I don’t recognize it?

Revolut generally cannot unilaterally reverse a completed person‑to‑person payment; refunds must be agreed by the recipient. If you suspect fraud or don’t recognize the payment, contact your card issuer/bank to initiate a dispute and also report the issue to Revolut via their in‑app chat or help center.

How can I verify what I paid for with a Revolut.me transaction?

Check your messages, email, and chat apps for any Revolut.me payment link, invoice, or payment request from the username shown in the descriptor (e.g., “idreeschzp”). If you use Revolut, open the app and review the transaction details, which may include reference notes or chat history with the recipient.

Is a Revolut.me payment a recurring subscription?

Revolut.me payments are usually one‑time transfers. However, recurring payments can occur if you repeatedly pay the same Revolut.me link (for example, for regular lessons, rent, or services). Revolut itself does not automatically convert a Revolut.me payment into a subscription without additional authorization.

How do I contact Revolut about an unknown Revolut.me charge?

If you have a Revolut account, open the app and go to Help > New chat to contact support, providing the date, amount, and last four digits of the card used. If you don’t have a Revolut account, visit revolut.com/help and use their web support/contact options, and also speak to your bank or card issuer to raise a dispute.

Why does the descriptor include “ON” at the end of the Revolut.me charge?

The “ON” suffix in the descriptor is most likely a regional or processor code added by your bank or card network (for example, indicating a Canadian province or internal routing) rather than part of the merchant’s name. The key identifier is the “Revolut.me/username” portion.

Can I stop future Revolut.me charges from the same payee?

Because Revolut.me transactions are initiated manually each time, simply avoid approving or entering card details for any new Revolut.me requests from that user. If you believe your card details have been compromised, contact your bank or card issuer to block the card and issue a replacement to prevent further unauthorized charges.

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