SmartCab

Financial Services90% confidence

SmartCab is an Australian payments provider that supplies compact, mobile EFTPOS terminals tailored for taxi, cab and limousine drivers across Australia.

Warner, Queensland, Australia

About SmartCab

SmartCab is an Australian payments provider that supplies compact, mobile EFTPOS terminals specifically designed for taxi, cab and limousine drivers across Australia. Based in Warner, Queensland, SmartCab’s devices let professional drivers securely accept card, contactless and digital wallet payments in their vehicles. They focus on fast, low‑friction transactions, digital receipts and compliance with Australian banking and card‑scheme security standards (such as PCI‑DSS), acting as the behind‑the‑scenes processor for many independent taxi and chauffeur operators.

A SmartCab charge usually appears on your bank statement when you pay for a taxi, rideshare, limousine or chauffeur trip where the driver used a SmartCab mobile EFTPOS terminal. The descriptor may show as “SMARTCAB” or similar, sometimes with a city or taxi company name. Charges can reflect the metered fare, fixed‑price or pre‑booked fares, plus extras like tolls, airport fees, waiting time, tips or card surcharges. In some cases you might see a temporary pre‑authorisation (for example, when a driver secures funds at the start of a trip), which later adjusts to the final trip amount once the transaction is completed.

If you don’t recognise a SmartCab charge, first think back to recent taxi, cab or limousine trips and check any paper or email receipts you received from the driver or booking service. Compare the date, time and amount on your bank statement with your travel history in any taxi booking app you use. For detailed questions—such as fare disputes, duplicate charges or refund requests—contact the taxi or limousine company you travelled with, as they set the fare and initiated the transaction. If you still need help, visit smart-cab.com.au and use their contact or support options, providing the exact charge amount, date, last four digits of your card and any trip details so they can locate the transaction and advise next steps.

Bank Statement Variations

2 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to SmartCab.

  1. MPAY.COM.AU SMARTCAB HAMILTON AUS
  2. MPAY.COM.AU SMARTCAB\U13/71 RACECOURSE R

Frequently Asked Questions

Why do I see a SmartCab charge on my bank statement after a taxi or limo ride?

SmartCab provides the EFTPOS terminal your driver used to process your card payment. When you tap, insert or swipe your card in the vehicle, the transaction is routed through SmartCab’s payment system, so the merchant descriptor may show as “SMARTCAB” rather than the taxi company name. The amount typically covers your fare plus any tolls, airport fees, waiting time, tips or card surcharges applied by the operator.

Can SmartCab charges appear different from the actual taxi company name or app I booked with?

Yes. Many independent drivers and taxi companies use SmartCab as their payment processor, so your statement may show “SMARTCAB” (sometimes with a location or abbreviated company name) instead of the brand you booked with. This is normal for payment processors and does not usually indicate a separate or additional charge. Matching the date and amount with your recent trips is the best way to confirm the transaction.

Why is there a SmartCab charge that’s slightly higher than the metered fare I remember?

The amount you see can include items that aren’t always obvious on the meter display, such as tolls, airport or rank fees, booking fees, waiting time, rounding adjustments or a card payment surcharge set by the operator. Some passengers also add a tip via the terminal, which increases the final total. Check your printed or emailed receipt from the driver, which should itemise the fare and any extra fees that make up the SmartCab charge.

Does SmartCab place pre‑authorisations or temporary holds on my card?

In some cases, a driver or booking system may request a pre‑authorisation through SmartCab to verify your card or secure funds before or during a trip. This can show as a pending amount on your statement, which may differ from the final fare. Once the trip is completed and the actual charge is processed, the hold is either converted to the final transaction or automatically released by your bank within a few business days, depending on your card issuer’s policies.

What should I do if I think I’ve been overcharged or charged twice by SmartCab?

First, compare the charges on your statement with your receipts and trip history—sometimes a pre‑authorisation and a final charge can look like duplicates until the hold drops off. If you still see two settled transactions or an amount you believe is incorrect, contact the taxi or limousine company or driver you travelled with and request a fare review or refund. If they cannot resolve it, gather your trip details (date, time, pickup/drop‑off, amount, last four digits of your card) and reach out via the contact form at smart-cab.com.au so SmartCab can help investigate the specific transaction. You can also contact your bank to dispute the charge if necessary.

How can I get a receipt or tax invoice for a trip processed by SmartCab?

Receipts are normally issued directly by the driver’s SmartCab terminal, either as a printed slip or via email or SMS if you chose a digital option at the time of payment. If you didn’t receive one, contact the taxi or limousine company you used and provide your trip date, approximate time, amount and pickup location so they can reissue a receipt. In some cases, SmartCab may be able to assist through their support channels if the operator confirms the transaction details.

Is SmartCab a subscription or recurring charge provider?

For passengers, SmartCab transactions are usually one‑off payments tied to individual trips, not ongoing subscriptions. However, some corporate or account customers of taxi operators may have recurring billing arrangements where fares are periodically charged through SmartCab’s system. If you see repeated SmartCab charges, review your travel patterns and any corporate or account agreements you hold with taxi companies, and contact the operator or your employer’s travel administrator if you suspect an error.

How do I contact someone about a SmartCab charge I don’t recognise?

Start by contacting the taxi, cab or limousine company you most likely travelled with around the date of the charge, as they control the fare and booking records. If you cannot identify the operator or still have concerns, visit smart-cab.com.au and use their contact or support page, including the transaction date, exact amount, card type and last four digits so they can look up the payment. If you suspect fraud and cannot link the charge to any trip, notify your bank immediately to block your card and begin a dispute or chargeback process.

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