Sunbit

Sunbit is a U.S.-based financial technology company that partners with local merchants—such as auto repair shops, dental offices, eye care clinics, and other service businesses—to offer point-of-sale financing. Instead of paying the full cost upfront, customers can split eligible purchases or services into installments using Sunbit’s financing platform, typically accessed via a tablet or link at the merchant’s location or through an online checkout flow. The company focuses on everyday needs (e.g., car repairs, medical or dental care, eyewear) rather than luxury purchases.

A charge labeled something like “Sunbit stripe socal” on your card statement likely indicates that you completed a purchase or signed up for a payment plan through a merchant that uses Sunbit for financing and Stripe as the payment processor, probably at a Southern California (“SoCal”) location. You might see either a one-time charge (for an upfront payment or payoff), or recurring installment charges corresponding to a payment plan you agreed to at checkout or at a service provider’s front desk.

If you don’t recognize this charge, first think back to any recent visits to auto repair shops, tire or service centers, dental/orthodontic offices, optometrists, or similar service providers where you may have opted for a payment plan instead of paying in full. Check your email for messages from Sunbit (including spam/junk folders), as they typically send financing confirmations and payment schedules. You can also log into your Sunbit account using the email or phone you used at the time of purchase, or contact Sunbit’s customer support through their website to confirm details, request statements, adjust payment methods, or dispute unrecognized charges. If you still suspect fraud, contact your card issuer to report the transaction and request a card replacement.