Tilt Finance, Inc.

Financial Services96% confidence

Tilt Finance, Inc. is a U.S.-based financial technology company that provides cash advances, credit cards, and lines of credit using real-time income and spending data instead of traditional credit scores.

San Francisco, CA

About Tilt Finance, Inc.

Tilt Finance, Inc. is a fintech company focused on expanding access to fair credit for consumers who may be underserved by traditional lenders. Through its Tilt mobile app, the company offers small-dollar cash advances, unsecured credit cards, and flexible lines of credit, as well as personal finance tools such as credit score monitoring, automatic savings, and budgeting insights. Instead of relying primarily on FICO scores, Tilt evaluates users based on real-time income and spending patterns to determine eligibility and limits, aiming to provide more inclusive access to short-term liquidity and credit-building products.

On a bank or card statement, you may see Tilt described in a variety of ways, including descriptors tied to real‑time payments or bank transfers such as “REAL TIME PAYMENT CREDIT / RTP DEPOSIT FROM TILT FINANCE INC.” This typically represents money being sent *to* your bank account from Tilt—such as a cash advance payout, a transfer from a Tilt line of credit or credit product, or movement of funds related to their savings/banking features. In some cases you may also see associated subscription fees (Tilt commonly charges an $8/month subscription after a trial period) or repayments processed through your bank, but those will generally appear as debits rather than RTP credits.

If you have questions about a Tilt transaction, the best first step is to open the Tilt app or log into your account and review your recent advances, credit card activity, line of credit draws, subscription billing, and repayment history. Receipts and transaction details are usually available in‑app. For unexpected activity, check whether you recently enrolled in Tilt’s services, linked this bank account, or enabled features like automatic savings or instant advance delivery. If something still looks wrong, contact Tilt support through the app or via the help/contact links on tilt.com and be prepared to provide the exact transaction date, amount, and descriptor shown on your bank statement so they can investigate or reverse unauthorized activity if appropriate.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Tilt Finance, Inc..

  1. REAL TIME PAYMENT CREDIT RTP DEPOSIT FROM TILT FINANCE INC.

Frequently Asked Questions

Why do I see “REAL TIME PAYMENT CREDIT RTP DEPOSIT FROM TILT FINANCE INC.” on my bank statement?

This descriptor usually indicates that Tilt sent money *to* your bank account via the RTP (Real-Time Payments) network—for example, a Tilt cash advance payout, a draw from your Tilt line of credit, or a disbursement related to your Tilt account. Check the Tilt app’s activity section to confirm the matching transfer and amount.

Can Tilt Finance also charge fees in addition to RTP deposits I’m seeing?

Yes. Tilt typically offers a 14‑day free trial for first‑time customers and then charges an auto‑recurring subscription fee (commonly around $8/month) for continued access to its services, along with optional instant‑delivery fees on some advances. Those fees will appear as separate debits on your bank or card statement, not as RTP credits, so review your account billing section in the app for a full breakdown of charges and fees.

How do I cancel my Tilt subscription so I stop future monthly charges?

To cancel, open the Tilt app, go to your account or billing settings (often labeled “Billing” or “Subscription”), and select the option to cancel your membership. You can also contact Tilt support through the in‑app help center or by using the contact form/email listed on tilt.com. Be sure to cancel before your next billing date to avoid another monthly fee.

What should I do if I don’t recognize a Tilt Finance transaction on my account?

First, check whether you or someone in your household recently downloaded the Tilt app, linked this bank account, or requested a cash advance or credit product. Then compare the amount and date on your bank statement to transactions shown in the Tilt app. If you still don’t recognize it, contact Tilt support immediately through the app or their support email on tilt.com and also notify your bank or card issuer to dispute potential unauthorized activity.

Why was the amount of the RTP deposit from Tilt different from the advance I requested?

The net RTP deposit may differ slightly from the gross offer if you chose optional instant delivery or if certain fees were applied according to Tilt’s terms. For example, a portion of the advance may be used to pay an outstanding balance or subscription fee, with the remainder deposited to your account. Review the specific offer and transaction details in the Tilt app to see the breakdown, and contact support if something doesn’t match your expectations.

How long do Tilt payments and deposits take to appear in my bank account?

RTP deposits labeled like “REAL TIME PAYMENT CREDIT” generally post within minutes once Tilt sends them, but actual timing can vary by bank. Standard ACH transfers may take 1–3 business days. If you’re expecting a deposit from Tilt and haven’t seen it after that timeframe, verify the linked bank details in the app, confirm that the advance or transfer was approved, and then reach out to Tilt support with the transaction ID.

How can I request a refund or reversal of a Tilt subscription or fee I believe is incorrect?

Open the Tilt app and review your billing history to confirm the fee and its date. If you believe you were charged in error—for example, you canceled before the end of your trial or did not authorize continued service—contact Tilt support via the in‑app help section or the support contact on tilt.com. Provide screenshots or details of your cancellation and the specific charge. While refunds aren’t guaranteed, Tilt can review your account and may issue a refund or credit if their policies allow it.

Which account or card is associated with the Tilt Finance transactions I’m seeing?

Tilt transactions—both RTP deposits and debits for repayments or subscription fees—will be tied to the bank account or debit card you linked in the Tilt app. To identify which one, log into Tilt, open your profile or payment settings, and check the linked funding sources. Match the last four digits of the account or card shown in the app with the ones listed on your bank or card statement.

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