Unifund CCR, LLC

Financial Services98% confidence

Unifund CCR, LLC is a debt collection agency based in the Cincinnati, Ohio area that purchases and services charged-off consumer debts on behalf of creditors and debt buyers.

Blue Ash (Cincinnati), Ohio, United States

About Unifund CCR, LLC

Unifund CCR, LLC is a third-party debt collection agency headquartered in the Cincinnati/Blue Ash, Ohio area. It focuses on purchasing or servicing charged-off consumer accounts—such as credit card, retail, and other unsecured debts—from original creditors and debt buyers. Unifund manages these accounts, attempts to collect the outstanding balances, and may work with consumers to arrange payment plans or settlements.

A charge from Unifund CCR, LLC may appear on a bank or card statement in connection with collection activity on a delinquent account, a court judgment, or a garnishment or levy ordered to satisfy an unpaid debt. In your descriptor, “LEVY FL GARN UNIFUND CCR LLC” suggests a garnishment or levy (often tied to a court judgment) in Florida, with Unifund CCR, LLC as the judgment creditor or debt collector initiating the action. Consumers typically encounter Unifund after receiving collection letters, calls, or court documents regarding an account that has gone into collections.

If you have questions about a charge or garnishment connected to Unifund CCR, LLC, start by gathering any letters, emails, or court documents you have received from them and compare account numbers, balances, and case numbers to your records and credit reports. You can contact Unifund directly using the phone numbers or mailing address listed on their official website (unifund.com) or in their correspondence, and you may also access their online payment portal if you are actively resolving an account. For disputes or potential errors, you can request validation of the debt in writing, review your rights under the Fair Debt Collection Practices Act (FDCPA), and consider consulting an attorney or reputable consumer credit counselor if you need legal or financial guidance.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Unifund CCR, LLC.

  1. LEVY FL GARN UNIFUND CCR LLC PH-813-769-3985 SF-691263

Frequently Asked Questions

Why does my bank or card statement say "LEVY FL GARN UNIFUND CCR LLC"?

The wording "LEVY FL GARN UNIFUND CCR LLC" indicates that Unifund CCR, LLC has obtained or is enforcing a judgment through a levy or garnishment in Florida. This typically happens after a court has entered a judgment on a delinquent debt, allowing Unifund to collect funds directly from a bank account or wages subject to state law limits.

Is Unifund CCR, LLC the original creditor for my account?

Usually not. Unifund CCR, LLC is generally a debt collector or debt buyer, not the original lender. They either purchased your account from the original creditor or are servicing it on behalf of another debt owner. Their letters and court filings should identify both Unifund and the original creditor or current owner of the debt.

How can I verify that a debt being collected by Unifund CCR, LLC is really mine?

You can send Unifund a written request for debt validation using the contact information on their letters or on unifund.com. Ask for details such as the original creditor, account number, itemized balance, and documentation showing you are the responsible party. Compare this information to your own records and your credit reports before making any payment.

What are my options if I cannot pay the full amount that Unifund CCR, LLC is asking for?

Unifund CCR, LLC often offers payment arrangements such as monthly plans or reduced lump-sum settlements. Call their customer service or use their online portal to discuss options, but never agree to a payment plan you cannot afford. Get any settlement or payment agreement in writing before sending money and keep copies of all confirmations and receipts.

How do I stop or challenge a garnishment related to Unifund CCR, LLC?

If your wages or bank account are being garnished, review the court documents to identify the case number, court, and judgment amount. You may be able to challenge the garnishment or claim exemptions (for certain income types) by filing the appropriate forms with the court before the listed deadline. Because garnishment is a legal process, consider contacting a consumer law attorney or legal aid organization in your state for specific advice.

How can I request a refund or correction if I believe Unifund CCR, LLC took too much money?

Start by contacting Unifund CCR, LLC with your account and case details and ask for a payment history and balance breakdown. If there is clear overpayment or misapplied funds, request a correction or refund in writing. If the garnishment was court-ordered, you may also need to file a motion with the court to address any over-collection or errors in the judgment or garnishment order.

How do I contact Unifund CCR, LLC about a charge or collection notice?

Use the phone numbers and mailing address listed on Unifund’s official website, unifund.com, or the contact details printed on their letters. They also provide an online portal where consumers can log in to view account details and make payments. Avoid sharing personal or payment information with anyone claiming to be from Unifund unless you have verified their identity via official contact channels.

Will paying Unifund CCR, LLC improve my credit, and how long will their entry stay on my credit report?

Paying or settling a collection account with Unifund CCR, LLC may update your credit report to show the balance as paid or settled, which is generally better than an unpaid collection, though it may not remove the entry entirely. In most cases, collection accounts remain on your credit report for up to seven years from the date of first delinquency with the original creditor, regardless of who currently owns the debt.

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