Westpay

Financial Services90% confidence

Westpay is a Swedish fintech company that provides payment terminals, payment gateway services, and integrated payment solutions for in‑store, e‑commerce, and self‑service merchants, primarily across the Nordics.

Stockholm, Sweden
Owned by Westpay AB

About Westpay

Westpay is a Nordic fintech and payment solution provider that offers card terminals, payment gateway services, and omnichannel payment platforms for retailers, restaurants, and other merchants. Their solutions cover in‑store point‑of‑sale terminals, e‑commerce payments, and self‑service environments, supporting a wide range of payment methods such as card payments, contactless payments, mobile wallets, and regional options like Swish, Klarna, Vipps, and MobilePay. Westpay operates as a bank‑independent provider and is listed on Nasdaq First North Growth Market, positioning itself as a technology‑driven player in the payment infrastructure space.

A charge labeled “WESTPAY TRANSFER” on a card statement likely relates to a card transaction or funds capture processed through Westpay’s payment infrastructure on behalf of a merchant, or a currency conversion/transfer flow associated with their payment services. Westpay processes card payments and may also be involved in features like Dynamic Currency Conversion (DCC) for foreign cardholders, which can cause the processor name to appear prominently on the statement rather than the underlying store or restaurant name. In some cases, reports and reconciliation for Westpay‑processed transactions are accessed via their web portals and partner systems, which can further standardize how the descriptor looks.

If you have questions about a WESTPAY TRANSFER charge, first review your receipts and recent purchases around the transaction date, especially in Nordic countries or with merchants using integrated payment terminals. Look for the merchant name on your card receipt and match the amount and date to the card statement. If you still cannot identify the charge, contact the merchant directly (their name should appear on your physical or emailed receipt). As a next step, you can contact your bank or card issuer to request more detail on the merchant ID behind the transaction; they can also dispute unauthorized transactions. For technical or merchant‑side issues, Westpay’s support team can be reached via the contact details on westpay.se, but end‑customers usually resolve billing questions through the store or service provider where they made the purchase.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Westpay.

  1. WESTPAY TRANSFER

Frequently Asked Questions

What is a charge labeled “WESTPAY TRANSFER” on my card statement?

A “WESTPAY TRANSFER” charge typically indicates that your payment was processed through Westpay’s payment platform or card terminals on behalf of a merchant, such as a shop, restaurant, or online store. The descriptor may show the processor name (Westpay) instead of, or in addition to, the underlying merchant name, especially for card transactions in the Nordic region.

Why does my statement show Westpay instead of the store or restaurant I visited?

Some banks display the payment processor’s name—here, Westpay—rather than the underlying merchant name, particularly for integrated terminal or e‑commerce transactions. The actual merchant name is usually printed on your physical or emailed receipt; matching the date and amount from your receipt to the statement entry will help you confirm which purchase the WESTPAY TRANSFER relates to.

Can Westpay set up recurring or subscription payments that might appear on my statement?

Westpay’s platform can be used by merchants for recurring billing or subscription payments, so a WESTPAY‑related descriptor may represent a recurring service such as a membership, SaaS subscription, or delivery plan. To manage or cancel such charges, log into your account with the specific service or contact that merchant directly; Westpay itself does not manage end‑customer subscriptions.

How can I get a refund for a transaction processed by Westpay?

Refunds for WESTPAY‑processed transactions must be initiated by the merchant that sold you the goods or services. Contact the store, restaurant, or online business where you made the purchase and request a refund or adjustment; they will use their Westpay terminal or back‑office tools to process it. If the merchant is unresponsive or you suspect fraud, contact your card issuer to initiate a dispute.

Are there small temporary or pending charges related to Westpay?

Merchants using Westpay may place temporary authorization holds—for example, at hotels, bars, or fuel stations—to verify your card or secure a deposit. These holds can appear as pending WESTPAY‑related charges and are usually released automatically once the final amount is captured or the hold expires. If a pending hold does not drop off after several days, contact your bank or the merchant for clarification.

How can I verify which merchant used Westpay for a specific transfer?

Start by checking your receipts and email confirmations for the date and amount in question. If you still cannot identify the transaction, contact your bank or card issuer and ask them to look up the merchant name and location using the transaction’s merchant ID and authorization code; they can see more detail than appears on your statement and confirm which business used Westpay to process the payment.

Does Westpay offer Dynamic Currency Conversion (DCC) and can that affect the amount I was charged?

Yes. Westpay terminals can offer Dynamic Currency Conversion for eligible Visa and Mastercard transactions, allowing foreign guests to pay in their home currency instead of local currency. If you accepted DCC, the exchange rate and total in both currencies are shown on your receipt, and the amount on your statement reflects the converted home‑currency total plus any included margin. Review your receipt to confirm the rate and total if you have questions about the final amount.

How do I contact Westpay if I’m a merchant and have questions about settlements or transfers?

Merchants should log into their Westpay portals (such as Westpay Access) to review settlement reports, transaction logs, and terminal statuses. For additional help, you can use the support email and phone numbers listed on westpay.se to reach Westpay’s customer support team, who can assist with payout reconciliation, configuration issues, and technical troubleshooting.

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