William Penn Bank

Financial Services90% confidence

William Penn Bank is a community-focused bank serving individuals, businesses, and nonprofit organizations in the Greater Philadelphia and Southern New Jersey region with deposit accounts, loans, and other financial services.

Bristol, Pennsylvania, USA
williampenn.bank
Owned by Mid Penn Bancorp, Inc.

About William Penn Bank

William Penn Bank is a community bank that historically operated as a Pennsylvania-chartered stock savings bank headquartered in Bristol, Pennsylvania. It provides a full range of retail and commercial banking services, including checking and savings accounts, certificates of deposit, residential and commercial mortgages, home equity products, consumer loans, and small business financing. The bank serves customers through a network of branches in Bucks County and Philadelphia, Pennsylvania, as well as in Burlington, Camden, and Mercer Counties in New Jersey, with a strong emphasis on local, relationship-based banking.([sec.gov](https://www.sec.gov/Archives/edgar/data/1828376/000182837625000010/wmpn-20241231x10q.htm?utm_source=openai))

A charge labeled "WILLIAM PENN PREM DEBIT" on a card statement is most likely associated with a William Penn Bank-issued debit card, potentially designated internally as a "premium" debit or similar product. This could represent a point-of-sale purchase, an ATM-related transaction, a debit card fee, or other account-related activity processed through William Penn Bank’s systems. Card descriptors often include internal abbreviations (like "PREM" and an internal reference such as "WP0000830112"), so even if the wording doesn’t exactly match the public brand, it can still be tied back to William Penn Bank as the issuer.

If you have questions about this charge, first compare it to recent receipts, online order confirmations, or known recurring payments from merchants where you used a William Penn Bank debit card. Next, log into your online or mobile banking profile (now transitioned to Mid Penn Bank’s platforms following William Penn’s acquisition) to review transaction details, posting dates, and any associated notes.([investors.midpennbank.com](https://investors.midpennbank.com/news-events/press-releases/news-details/2025/Mid-Penn-Bancorp-Inc--Completes-Acquisition-of-William-Penn-Bancorporation/default.aspx?utm_source=openai)) If you still don’t recognize the transaction, contact customer service using the number on the back of your debit card or on the bank’s website, and be prepared to provide the exact date, amount, and descriptor so they can investigate, place a dispute if needed, or block and reissue your card in case of suspected fraud.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to William Penn Bank.

  1. WILLIAM PENN PREM DEBIT WP0000830112

Frequently Asked Questions

What does a “WILLIAM PENN PREM DEBIT” charge on my statement usually mean?

A “WILLIAM PENN PREM DEBIT” descriptor typically indicates a transaction processed using a William Penn Bank-issued debit card, where “PREM” may refer to a specific debit product (such as a premium checking or debit program) and the trailing code (e.g., WP0000830112) is an internal reference. Review where you used your debit card around that date—particularly in-store or online purchases—since the merchant name you recognize may not appear directly in the descriptor.

Why am I still seeing William Penn Bank on my transaction, even though I’ve been notified about Mid Penn Bank?

Mid Penn Bancorp, Inc. completed its acquisition of William Penn Bancorporation on April 30, 2025, and William Penn Bank was merged into Mid Penn Bank.([investors.midpennbank.com](https://investors.midpennbank.com/news-events/press-releases/news-details/2025/Mid-Penn-Bancorp-Inc--Completes-Acquisition-of-William-Penn-Bancorporation/default.aspx?utm_source=openai)) During and after such conversions, some card and ACH descriptors may continue to reference William Penn Bank for a period of time. Over time, descriptors should transition to Mid Penn Bank branding, but historic or legacy systems can still show the William Penn name on certain entries.

Could a William Penn Bank debit transaction appear as a different store name than what I see on my receipt?

Yes. Many card transactions show the merchant’s legal or processing name instead of the storefront brand you recognize. For example, a local store might process payments under a corporate name or through a third-party processor, but the issuer portion of the line will still reference William Penn (e.g., “WILLIAM PENN PREM DEBIT”). Always match the date and amount with your receipts or email confirmations rather than relying on the exact wording of the descriptor.

How can I dispute a William Penn Bank debit card charge that I don’t recognize?

Log into your online or mobile banking (now through Mid Penn Bank’s platform) and locate the specific transaction. Most banking portals allow you to start a dispute or report an unauthorized charge directly from the transaction details. You can also call the customer service number on the back of your card. Provide the date, amount, descriptor (including any “PREM DEBIT” code), and explain why you believe it is incorrect or fraudulent so the bank can investigate and, if appropriate, issue a provisional credit.

Are there small test or temporary charges from William Penn Bank that might appear and then disappear?

It’s possible to see small authorization holds from card transactions—often a few dollars or less—especially for pay-at-the-pump fuel, travel bookings, or online merchants. These may carry a descriptor that includes William Penn Bank and debit-related language. Such holds are automatically adjusted to the final transaction amount or dropped off if the merchant never completes the transaction, typically within a few business days.

Where can I see detailed information about fees or premium debit features associated with my William Penn account?

Fee schedules and account feature descriptions for former William Penn Bank accounts are now provided by Mid Penn Bank. Check the disclosures section of your online banking profile or visit Mid Penn Bank’s website to view account terms for checking and debit products converted from William Penn. You can also visit a former William Penn branch location (now operating as Mid Penn Bank) or call customer service to request the current fee schedule for your specific account type.

How do I contact someone about a William Penn debit transaction if my branch has been rebranded to Mid Penn Bank?

You can still visit your local branch in person—former William Penn locations now operate as Mid Penn Bank branches—or call the main customer service line listed on Mid Penn Bank’s website or on your debit card. Mention that the transaction relates to a former William Penn Bank account and provide the descriptor (including “WILLIAM PENN PREM DEBIT”), along with the date and amount, so staff can locate your account and transaction history in the integrated system.

Can I still use my old William Penn Bank debit card, or do I need a new Mid Penn Bank card?

As part of the conversion process described in Mid Penn Bank’s customer communications and conversion guide, William Penn Bank debit cards were scheduled to transition to Mid Penn Bank-branded cards.([midpennbank.com](https://midpennbank.com/content/uploads/2025/04/William-Penn-Conversion-Guide-4172025-FINAL.pdf?utm_source=openai)) If you have not yet received or activated a replacement card, check prior mailings or contact customer service. Eventually, old William Penn-branded cards may stop working, so it’s important to activate and start using the new Mid Penn card as soon as you receive it.

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