Wise Options

Financial Services75% confidence

Wise Options is a financial services and consulting firm that provides strategic financial solutions for real estate brokers, mortgage agents, insurance brokers, and their clients.

Lanham, Maryland, United States

About Wise Options

Wise Options is a financial services and advisory business that focuses on helping real estate brokers, mortgage agents, insurance brokers, and similar professionals build more resilient, profitable practices. From its office in Lanham, Maryland, the firm positions itself as a “financial hub,” offering guidance and tools aimed at protecting business income, eliminating debt, and building long‑term wealth for both professionals and their end clients. ([wiseoptions.biz](https://wiseoptions.biz/home))

A charge labeled “SQ WISE OPTIONS” on your statement likely comes from a card‑present or online transaction processed through Square on behalf of Wise Options—for example, payment for financial consulting, training programs, business support services, or enrollment fees related to their Wise 360 Business Support offerings. Depending on how they package services, the amount could represent a one‑time consulting session, a program fee, or potentially a recurring business‑support arrangement agreed to in a service contract.

If you have questions about this charge, first check any recent invoices, emails, or contracts from Wise Options or related programs you’ve joined, as these often list the exact amount and date that will be charged. You can also contact Wise Options directly using the phone number or contact form listed on their website to confirm the transaction and request a copy of your receipt. If you do not recognize the charge after speaking with them, you should then contact your card issuer to dispute the transaction or request a card replacement in case of fraud.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Wise Options.

  1. SQ WISE OPTIONS

Frequently Asked Questions

Why does the charge appear as “SQ WISE OPTIONS” on my card statement?

The “SQ” prefix indicates that the payment was processed via Square, a common card processor. The actual merchant is Wise Options, which uses Square to accept card payments for its financial and business support services.

What types of services from Wise Options typically result in a card charge?

Charges from Wise Options are usually for financial consulting, Wise 360 Business Support services, business‑strategy sessions, or related program or membership fees aimed at real estate, mortgage, and insurance professionals.

Does Wise Options offer recurring billing or subscription‑style services?

Wise Options may structure some services—such as ongoing business support or coaching—as recurring engagements. If you see a repeating monthly or quarterly charge, review your service agreement or contact Wise Options to confirm whether you enrolled in an ongoing program.

How can I cancel or change services I’m being billed for by Wise Options?

To cancel or modify services, review your original agreement for any notice requirements, then contact Wise Options directly using the phone or email listed on wiseoptions.biz. Ask them to confirm in writing when billing will stop and whether any early‑termination fees apply.

How do I request a refund or dispute an amount billed by Wise Options?

Start by reaching out to Wise Options with your name, transaction date, last four digits of your card, and the exact amount charged to request a clarification or refund. If you cannot resolve the issue with them, contact your card issuer and reference the “SQ WISE OPTIONS” transaction to initiate a dispute.

Why do I see a small or duplicate pending charge from Wise Options?

Small or duplicate pending amounts can occur when Square places an authorization hold to verify your card or when a transaction is adjusted shortly after it’s run. These pending amounts typically fall off automatically within a few business days; if they don’t, contact Wise Options or your bank for assistance.

How can I verify that a Wise Options charge is legitimate?

Compare the date and amount of the charge to any invoices, emails, or signed agreements from Wise Options. You can also call Wise Options at the number listed on their website or use their contact form to confirm the charge. If they have no record of the transaction, contact your bank to report potential fraud.

Can I get a receipt or invoice for a past payment to Wise Options?

Yes. Contact Wise Options directly with the transaction date and amount shown as “SQ WISE OPTIONS” on your statement. They can typically resend an invoice or receipt to the email address they have on file for you.

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