YourScoreAndMore

YourScoreAndMore is a credit reporting and monitoring service that offers consumers access to their credit score, credit report, and ongoing credit and identity monitoring. The service provides triple-bureau credit reports, credit scores, and alerts when significant changes occur on a customer’s credit file, such as new accounts, inquiries, or negative items. It is operated by Nations Info Corp and marketed as a way to track credit health and protect against identity theft.([bbb.org](https://www.bbb.org/us/ca/thousand-oaks/profile/credit-reporting-agencies/yourscoreandmorecom-1236-92011248?utm_source=openai))

Charges from YourScoreAndMore typically arise when a consumer signs up for an online offer—often presented as a low-cost or “$1 trial” to view their credit score and report—which automatically converts into a recurring monthly subscription if not cancelled within the trial period. After the 7‑day trial, the membership renews at about $39.94 per month (sometimes similar amounts like $39.95 or around $30, depending on the plan and timing). These charges may appear on statements under descriptors such as “NAT*YOURSCOREANDMORE” or similar strings, sometimes with a toll‑free number and a California location like Goleta or Thousand Oaks. Many customers encounter the charge after engaging with loan or credit-related offers that funnel them into the trial.([legalclarity.org](https://legalclarity.org/yourscoreandmore-refund-charge-cancellation-and-disputes/?utm_source=openai))

If you don’t recognize a YourScoreAndMore charge, first check whether you or someone in your household recently signed up for a $1 credit score trial or completed a credit check through a third‑party site that redirected to YourScoreAndMore. You can contact their customer support by phone or through the contact form on their website to verify the account, cancel the membership, or request a refund. If you believe the charge is unauthorized, gather your bank statement, any emails from the company (welcome or receipt emails), and the last four digits of the card used, then contact YourScoreAndMore and, if needed, your bank or card issuer to dispute the transaction. Monitoring for additional unexpected charges and changing your card number may be appropriate if you suspect fraud.([secure.yourscoreandmore.com](https://secure.yourscoreandmore.com/contact-us.do?utm_source=openai))